Workflows
MCA bank statement review
Pre-check merchant bank statement packages before deeper funding review.
What teams need from PDF packages
Merchant cash advance and small business funding teams often review multiple months of business bank statements before making funding decisions. GrassLedger provides a lightweight first-pass review layer for merchant bank statement packages, focused on completeness, extraction, reconciliation signals, and review flags.
This is not a substitute for your credit policy, manual file review, or legal diligence.
Checks
- 3–6 month statement package completeness (when that range is provided)
- Statement period continuity
- Account consistency visible from extracted metadata
- Summary and transaction extraction
- Deposits and debits overview
- NSF / overdraft indicators when those lines appear on the statement
- Document quality issues
- Files requiring manual review
Indicators like NSF or overdraft lines only appear when the underlying PDF contains those cues and the parser can surface them—see supported banks.
What GrassLedger is not
- Not a full MCA underwriting platform
- Not a funding decision engine
- Not a risk score provider
- Not a CRM or LOS replacement